Focus and Refocus

I have always had a hard time focusing on tasks and making sure that I am completing what needs to be done. I see the bigger picture and want the results now! Not have to wait for “x” amount of time to pass for them to happen.

The company I work for has spent some money to bring in an outside person to help with our sales. Although they consider me as part of the sales team, I do not. I work as a purchaser and I like what I do, I am not thrilled with doing this forever. Anyway I get paid to sit through these trainings and I get to learn more of my life’s skills that have been lacking at points in life. One of the major ones has been Goal setting. I could go on and on with this but it does not pertain 100%. Anyway this past week we were talking about things that hold us back from performing to our best. I realized that the biggest thing that holds me back is, myself. Plain and simple. I look around and realize that I am the one who thinks or wants to do something but I tell myself that I can not do it, I put myself down before I even TRY. That is going to change, I want to make the change and I need to make the change. So I am going to make the change.

Change #1 – I am going to start planning my day, EVERYDAY. Today I completed a simple one sheet planner. Simple but I know what I need to do. Hopefully by doing this I know what I need to do when I get home. I am actually excited to head home from work and see what I can get marked off of my list. Thinking of making it a game too.

Change #2 – I am going to start to excercise in the morning. I served a mission for the Church of Jesus Christ of Latter Day Saints in Calgary Canada. At one point we were given a simple excercise program called 5BX that was used by the Royal Canadian Airforce. It is a simple thing that takes only eleven minutes a day. It is very simple but I need to start doing something to get active, this should do the trick.

Change #3 – I am going to write three smart goals and achieve them. I will track them daily on this blog and see how them come about. This will be written by the end of the week and will start to see something come about.

I feel that with these three changes I will start to see a major change in my life. In fact, I know I will. (Positive thinking helps)

Until tomorrow, bye for now!

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Thoughts running through my mind

Sometimes in life we have to step back and realize where we are and where we want to be.  The company I work for is spending money on sales training for our sales and estimating team. Seeing how I am part of that team, I do purchasing for the company, I get to sit through these tranings. When I first heard that we are going to do this I thought it would be a complete waste of time. We have spent 6 weeks doing this and it is amazing what the change is that is happening in my life.

During one of these trainings, actually several of them, we have been asked deep thought provocking questions. (Side note, the first few lessons are based on getting basics down so you can sell better). A few examples of these questions are, writing lifes accomplishments, write your own obituary, and where you see yourself in the next X amount of years. It has really started to help me out with getting my life where I want it. I look at it, but if there is anything I can take a way from this place it will be this. The skills that are taught are ones that can go with me to make me a better person, a better father and more important a better husband.

The only problem I am having right now is there is some much information that I am getting that it is hard for me to decided to get going on. That is the kicker for me, I just need to pick and work on just one thing and actually do it.

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The First Step

With any adventure the first step is always the hardest. It has almost been a week since my last post and I have yet taken the first step in getting out of debt. But looking at it you could say that i am working on it. I am trying to get my mind in the right direction of getting to that first step. Now all i need to do is take that first step. Payday is this Friday and I hope that i can pay things that need to be paid and then have some extra to pay down a little more.

I have been married now for almost 5 years, August 4th is our Anniversary. It is sad to say that I have yet to encorporate my wife into the dealing of our budget. There have been times that we have attempted it and it has never really gone on. We have also tried about everything we can think of in making sure the money went to where it needed too. We have tried cash, putting the money aside in the account and just not spending it. I think we have come to a plan that we hope will work for us. Here is what we have decided that we are really going to try and do to see if it will work for us. About a month ago I read an article on a blog about using two bank accounts in budgeting. The long and short of it you have one that pays the fixed bills and another that has the other budget items. We talked about this and we feel this is the ideal situation for us. I know exactly what bills need to be paid and when. Since she is a stay at home mom we fill her best help is keeping things like groceries and household items cheap. So she will be in charge of that.

Here is our plan for payday this week.

1) Once the amount of the paycheck is in the bank i will input that amount into our spreadsheet i have created that tells me when the bills are due and the amounts.

2) I will then figure out what I need to pay the bills, and Gas for the cars. I pride that since we have been married my wife has not had to pump gas in her car, I feel that is my job.

3) Once I have the done I will then transfer the remainder or what she needs into her account. By doing this we do not spend money that is ear marked for bills.

As we have talked about this we feel this is going to be the best fit for us and hopefully will allow us to start to pay some things down. We will just have to see how it all pans out in the next few months.

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The Long Climb Ahead

I love to hike. I have not done much in the past few years, but there is something that is soothing to head out to the hills and see the beauty of this land. My wife and I have made it a goal to try to get out a little more this year and do some, unfortunately it seems like our weekends get full so it gets bumped. There is a Mountain in the Unitah National Forest Called Bald Mountain, it is about a 2 mile hike straight up hill it seems. I reference this as it is the only mountain i have frequently climbed. The reason i reference this will come to play later on.

This past Friday my wife and I had an appointment with a financial planner. We discovered around the time I posted the last blog that our credit was a mess. Our scores were low and we want to get on the correct path and get it corrected. As we sat there talking to her about what we call our financial mess it was clear it was not good. She looked out or debt to income ratio and I had to pick myself up off the floor, it was high, actually too high. She then started to look at our previous 30 days bank activity. Ya it got worse, we spend too much on crap we do not need. Needless to say we walked out of the appointment humbled and ready to correct the mess. You could say we walked out of the bank looking at our Mount Everest, hence the long climb ahead.

I am looking at our debt situation like a mountain, something I can relate too. It is hard to get the motivation to get going up the hill. But once you get started then it is easy for you to keep going till you get to the top. Now you would think the top is the end, and in a hike yes it is. That is what you started out doing and you want to make it to the top. But I feel that being at the top you are not complete with your hike, you still have to go down and get back to the car. In paying of this mountain of debt we have, we need to get the motivation to get the “hike” started. We then need to keep climbing up to the top, or in this case the half way point. Once there you can then enjoy the view and know that going down the mountain will be easier than climbing up, after all it is all down hill from there. So once we get to the halfway point it will then be easier to accomplish the task of paying of the debt. It is easier once you get to the down hill-side because at that point you will want to finish.

Take it for what it is worth, i think this will help me out. In the coming days I hope to bring you along on this hike and let you see where we stand on this mountain. First thing we need to do is go through the bank statements from the beginning of the year and see where all the money went.

Feel free to join, after all hiking is good for everyone.

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Second Chance’s

First off, thanks for taking the time read my random and bubbling thoughts that go through my head on a daily basis. Tomorrow is my 28th Birthday and it gives me time to think and want to improve myself and just be a better person, hence why i have titled the blog Second Chance’s. For the past week i have been thinking and pondering, what do i want to do in the next year. What goals do i want to accomplish? And that brings me to the purpose of this blog, to simply put my life out there for others to see, and for my purpose of journaling. By hey, if no one reads this then i really do not care.

So, what grand things do i have planned in the next year, nothing really. That is what is hard is i do not have a lot planned, as of right now. But really this year is the year i want to become a better person. Lofty goal i know, but i have it broken down in three categories that i want to become better in. They are, Self, Family and Spirituality. I figure that i can take three short goals each month and work on in each category to work towards the main goal. I find this path simple and hopefully it will work for me.

Tomorrow i will post what three goals i want accomplish in the next month and how it will be done. So there we have it people, time to change the life around.

Lets Do IT!!

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